Six in 10 people around the world now have cellphone subscriptions, signaling that mobile phones are the communications technology of choice, particularly in poor countries, according to a U.N. report published Monday.
By the end of last year there were an estimated 4.1 billion subscriptions globally, compared with about 1 billion in 2002, the International Telecommunication Union said.
Fixed line subscriptions increased at a much slower pace to 1.27 billion from about 1 billion over the same period.
“There has been a clear shift to mobile cellular telephony,” the agency said, noting that developing countries now account for about two-thirds of cellphones in use. In 2002, less than half of mobile subscriptions globally were in the developing world, it said.
Internet use more than doubled. An estimated 23% of people on the planet used the Internet last year, up from 11% in 2002. Poor countries still lag far behind on Internet access, with only 1 in 20 people in Africa going online in 2007 — the most recent year for which firm figures were available.
Posts in category 'Asia'
One of the subtle change in the last fifteen years revolves around how collective action and solidarity have changed. Ramesh Srinivasan and Juliana Rotich, two speakers from different parts of the world, showrf how technologies such as mobile devices reshape the rule of living together.
Note: this post contains embedded video which might now not show up in your rss feed.
Ramesh Srinivasan (personal page) is an Assistant Professor in the Department of Information Studies and Design|Media Arts at the University of California Los Angeles. His research interests and doctoral seminars build on his interdisciplinary background as an engineer, designer, social scientist, and ethnographer. His research focuses on convergent questions between new media technologies and global cultures and communities; the use of design and social-science perspectives to analyze the impacts of information technology.
Ramesh started out with a few core questions:
- How is an understanding of how different cultures see the world in different ways fundamental for how technology is conceived and how would a culturally diverse web look like?
- How are technologies, which are themselves cultural artefacts, impacting other cultural worlds in different ways?
He then followed up with a number of stories and observation that illustrate cultural appropriation, and the power of people innovation – people are good at adapting technologies to the uses that benefit them best, based on their own ontologies.
To really make technology matter, we need to reflect upon how policy makers and decision makers view the world. What is their ontology vs the ontology of someone in a village? And how can this gap be bridged?
Juliana Rotich (blog | profile) comes from Kenya and is an author, blogger and digital activist with Global Voices Online. She has a particular focus on the environment. She is also a programme director of Ushahidi, a non-profit web platform for the crowd sourcing and mapping of crisis information. Recently she was selected as one of the TED Fellows.
Juliana’s talk was entitled “Globalism, Mobiles and The Cloud”, and started off with highlighting the work done done by Global Voices, which gives space to events that are not covered by the global media.
One of the important issues in Africa is language translation. That’s why Global Voices started the Lingua project, with a translation in over 18 languages, through the help of volunteer translators.
The mobile phone has now become the platform for development in Africa. Good examples of mobile applications that are relevant in Africa are Mobinfo (developed by a Kenyan for Kenyans), Google SMS Search (launched in Kenya), MXit instant messaging on mobile phones, LiveQuotes (Nairobi stock exchange information), m-Pesa (money transfer via mobile), and health information on “please call me” text messages.
“It is almost painful to watch Nissan designer Naoki Yamamoto get out of a test car. To understand the challenges aging drivers face, the 39-year-old interaction specialist is encased in a proprietary “aging suit” that gives him the mobility and faculties of a driver twice his age. “Sure, it’s uncomfortable,” Yamamoto says, “but to really understand a problem you have to feel it in your bones.”
At an “Interaction Design Workshop” today at the Nissan Design Center in Atsugi, Japan, Yamamoto demonstrated to reporters one of many methods Nissan’s Interaction Design team employs in a continuing effort to make future car interiors easier to understand and more comfortable to use.”
- A huge amount of articles and whitepapers on basic internet access for the ‘next billion’ customers (see also here).
- An entire section on enriching the customer experience (see also here), including a whitepaper on end-user insights.
- In-depth information on the role of ICT in creating a sustainable future (see also here).
- The Connectivity Scorecard (see also here), which measures the availability of Information and Communications technologies, and the extent to which people, governments and enterprises put these technologies to economically productive use.
- The Unite Magazine section. The latest issue (February 2009 – pictured) has a cover story entitled “Putting people first: enriching the customer experience”. [Yes!]
- Finally, a series of more than 20 podcasts, including one on the cost of owning and using a mobile phone in emerging markets, and another one on ICT and rural markets (focused on India).
But he found time for an informal talk at the highly acclaimed National Institute of Design, scheduled for Wednesday 11 February at 17:15.
“Join us for the Baatein session with Jan-Christoph Zoels on Wednesday at 5: 15 pm sharp in auditorium. Please be there on time to witness how new forms of interactive media can create wonders with strong functional value.
Jumping jack flash – new forms of interactions
This talk presents some key trends and design ideas for our interactions with devices, services or applications. As more and more devices support location-aware, contextual or rich media, how will we interact with them, choose content, navigate or connect multiple sources of information? The presentation explores gestural, haptic and other sensorial interfaces for a variety of applications.
Jan-Christoph Zoels is responsible for user experience design at Experientia, based in Turin, Italy. Until recently he was senior associate professor at Interaction Design Institute Ivrea, where he ran the business innovation workshops called Applied Dreams.
In his work Jan-Christoph focuses specifically on people’s experience of mobile services and applications, and on using information technology to support simplicity.
Previously he was director of information architecture for Sapient (New York), and senior designer at Sony Design Center USA. He holds four patents. He has taught at Rhode Island School of Design, Jan van Eyck Academy in Maastricht, Samsung’s Innovative Design Laboratory in Seoul, and Domus Academy, Milan.”
By Rich Ling, Scott Campbell (editors)
Published by Transaction Publishers, 2008
ISBN 141280809X, 9781412808095
One of the most significant and obvious examples of how mobile communication influences our understanding of time and space is how we coordinate with one another. Mobile communication enables us to call specific individuals, not general places. Regardless of location, we are able to make contact with almost anyone, almost anywhere. This advancement has changed, and continues to change, human interaction. Now, instead of agreeing on a particular time well beforehand, we can iteratively work out the most convenient time and place to meet at the last possible moment—on the way to the meeting or once we arrive at the destination.
In their early days, mobile devices were primarily used for various types of emergency situations and for work. In some cases, the device was an essential element in various business operations or used so that overseas workers could communicate with their families. The distance between a remote posting and the people back home was suddenly and dramatically reduced. People began to share these devices not necessarily out of economic issues, but also questions of family and interpersonal dynamics.
The process of sharing decisions as to who is a legitimate partner makes the nature of relationships more explicit. By examining the economy of sharing, we not only see how sharing mobile phones restructures social space, but are also given insight into an individual’s web of interactions. This cutting-edge book deals with modern ways of thinking about communication and human interaction; it will illuminate the ways in which mobile communication alters our experience with space and time.
About the authors
Rich Ling is a sociologist at Telenor’s research institute near Oslo, Norway and has been Pohs visiting professor of communication at the University of Michigan, Ann Arbor. He is the author of New Tech, New Ties: How Mobile Communication is Reshaping Social Cohesion and The Mobile Connection: The Cell Phone’s Impact on Society.
Scott W. Campbell is assistant professor and Pohs fellow of telecommunications in the Department of Communication Studies at the University of Michigan. His research has been published in the journals Communication Education, Communication Monographs, International Journal of Communication, Journal of Applied Communication Research, New Media & Society, and others.
Table of Contents
Introduction: The reconstruction of space and time through mobile communication practices
by Rich Ling and Scott W. Campbell
Tailing untethered mobile users: Studying urban motilities and communication practices
by Dana Diminescu, Christian Licoppe, Zbigniew Smoreda and Cezary Ziemlicki
Migrant workers and mobile phones: Technological, temporal, and spatial simultaneity
by Fernando Paragas
Portable object in three global cities: the Personalization of urban places
by Mizuko Ito, Daisuke Okabe, and Ken Anderson
New reasons for mobile communication: Intensification of time-space geography in the mobile era
by Ilkka Arminen
Nonverbal cues in mobile phone text messages: The effects of chronemics and proxemics
by Nicola Doring and Sandra Poschl
Mobile phones: Transforming the everyday social communication practice of urban youth
by Eva Thuline and Bertil Vilhelmson
Mobile phones: Transforming the everyday social communication practice of urban youth
by Eva Thuline and Bertil Vilhelmson
Negotiations in space: The impact if receiving phone calls on the move
by Ann Light
Mobile phone “work”: Disengaging and engaging mobile phone activities with concurrent activities
by Marc Relieu
Beyond the personal and private: Modes of mobile phone sharing in urban India
by Molly Wright Steenson and Jonathan Donner
Conclusion: Mobile communication in space and time—Furthering the theoretical dialogue
by Scott W. Campbell and Rich Ling
Beyond the personal and private: Modes of mobile phone sharing in urban India
by Molly Wright Steenson and Jonathan Donner
This chapter contributes to the overall dialogue on the significance of mobile communication for human, social space by expanding the inquiry into one of the world’s largest communities of mobile users, India. In this context, we draw on ethnographic research to identify various modes of mobile phone sharing which cannot be entirely explained by economic necessity, and instead reflect deeper processes of human organization. In the process, the chapter further illustrates how mobile communication helps people create and alter the social spaces around them.
(via Jonathan Donner)
The Promise of Ubiquity report was commissioned by Internews Europe in order to help the media to understand the exciting potential, the incredible challenges and the perils of refusing to change. What kind of information services can be carried on the mobile now and in the next five years? Is the mobile viable as an information channel even when many new users may be illiterate? There may be few right answers, but author John West provides a roadmap on how to navigate through the brave new world of mobile telephony. West suggests a checklist of useful questions and of some best practices which have emerged so far.
Through interviews with leaders in the field – software engineers and designers, journalists, and businessmen – the book examines current and future trends, from the dominance of SMS texting to mobile Web, and suggests approaches on how media outlets can negotiate with network operators as well as decide what services to offer.
The authors, a group of people around Mimi Ito, believe that examining new media practices from an international (and, in some cases, transnational) perspective will enhance their current efforts to theorise youth, new media and learning, a wider MacArthur Foundation Digital Media and Learning Initiative.
Over the next three to four months they will be introducing six case studies – Brazil, China, Ghana, India, Korea and Japan.
China (by Cara Wallis): introduction – mobile phones – gaming – internet – new media production – conclusion
Korea (by HyeRyoung Ok): introduction – internet – gaming – mobile phones – new media production – conclusion
India (by Anke Schwittay): introduction – mobile phones – gaming – internet – new media production – conclusion
Brazil (by Heather Horst): introduction – internet – new media production – games – mobile phones – conclusion
Japan (by Mimi Ito and Daisuke Okabe): introduction – internet – mobile phones – new media production – gaming – conclusion
Ghana (by Araba Sey): introduction – mobile phones – internet – new media production – gaming – conclusion
Each case study will focus upon the telecommunications landscape, internet and mobile phone practices, gaming, and new media production, and will provide a unique perspective on the ways in which infrastructure, institutions and culture (among other factors) shape contemporary new media practices.
(via Mimi Ito)
The latest report: “India: The Impact of Mobile Phones” (pdf) contains five meaty research contributions with lots of data:
- A policy overview by Dr. Rajiv Kumar
- An econometric analysis of the impact of mobile by Professor Rajat Kathuria, Dr. Mahesh Uppal and Mamta
- The impact of mobiles on agricultural productivity by Sanjay Gandhi, Dr. Surabhi Mittal and Gaurav Tripathi
- A survey of usage of mobile in poor urban areas by Professor Ankur Sarin and Professor Rekha Jain
- The impact of mobiles in the SME sector by Dr. Mahesh Uppal and Professor Rajat Kathuria
Around the globe, various initiatives use the mobile phone to provide financial services to those without access to traditional banks. Yet relatively little scholarly research explores the use of these m-banking/m-payments systems. This paper calls attention to this gap in the research literature, emphasizing the need for research focusing on the context(s) of m-banking/m-payments use.
Presenting illustrative data from exploratory work with small enterprises in urban India, it argues that contextual research is a critical input to effective “adoption” or “impact” research.
Further, it suggests that the challenges of linking studies of use to those of adoption and impact reflect established dynamics within the Information and Communication Technologies and Development (ICTD) research community.
The paper identifies three crosscutting themes from the broader literature—amplification vs. change, simultaneous causality, and a multi-dimensional definition of trust—each of which can offer increased theoretical clarity to future research on m-banking/m-payments systems.
Mobile Banking for Poor People: Pioneer Perspectives
a CGAP roundtable and webinar
Dec. 11, 2008 | 2:00pm – 5:00pm
World Bank Headquarters, Washington DC | online at http://technology.cgap.org
Join CGAP for a lively discussion on how mobile phone banking can deliver a range of financial services to poor people and change lives for the better.
By the end of 2008, the UN says there will be four billion mobile phone connections globally. Millions of air-time resellers and retail agents in developing countries make it possible to distribute financial services at far lower cost than through traditional channels.
Yet in many ways, it is still early days for mobile phone banking. Examples of successful large-scale implementations that target poor customers, and deliver products other than payments and transfers are rare. CGAP, with support from the Bill and Melinda Gates Foundation, is working to increase the numbers of such successful m-banking projects. CGAP has provided technical advice, market research and funding to the following organizations. The goal is to increase the reach and scale of financial services for poor people worldwide.
- Nick Hughes, Vodafone Group
- Rizza Maniego-Eala, Globe Telecom (Philippines)
- Sam Kamiti, Equity Bank (Kenya)
- Ali Abbas Sikander, Tameer Bank (Pakistan)
- Bold (Mongolia)
- Brian Richardson, Wizzit (South Africa)
- Carl Johan Rosenquist, c/o Maldives Monetary Authority (Maldives)
Hear real-world experiences with implementing mobile banking solutions at scale, in multiple markets, with a diverse range of clients.
Update 20 December: videos are now online.
Included are sections on conducting surveys and petitions, mobile fundraising, creating a mobile website, setting up an SMS hub, and more.
Money, mobiles, micro-business
Jonathan Donner, from Microsoft, talks about the transformation that has been brought upon the way small/informal businesses function using mobile devices (specifically mobile phones). He provides an anecdote on one businessman he knows – a baker, whose business flourished due to the use of a mobile phone he acquired. Included in this video are examples of how this technology enhances the efficiency of product/service delivery by informal businesses.
No difference in how Zambian men and women use mobile phones
Here Kutoma Wakunuma discusses whether women how women are using mobile technology including what are the barriers and social implications. Dr Kutoma revealed that there is no difference in how men and women use cellular phones and also no difference in the socio-economic potential of mobile usage. She unveiled that mobiles phones decrease isolation among women in society and provide easy and fast communication, especially as the price of mobile phones is becoming cheaper by the day. She added that cellular phones encourage job creation for women who sell airtime and those who run public phone stations. They help in emergencies and danger and have made a major impact in health information as some people access counselling through mobile phones on an anonymous basis.
Measuring social impact of mobiles
Dr Peter Benjamin, the General Manager at Cell-Life, together with Patricia Mechal, the Millenium Villages Project advisor hosted a workshop at the MobileActive08 conference. The workshop, on Mobile Metrics and Evaluation explored the importance of investigating the social impact of initiatives that introduce mobiles into societies expecting the impact to be an inherently positive one. The workshop also dealt with how such initiatives tend to be ignorant of the negative repercussions such projects may have.
Microsoft launches ‘Midas’
Microsoft representatives Fredrik Winsnes and Ian Puttergill talk on the MIDAS prototype, a mobile survey application for developing contexts.
MIDAS is based on a Microsoft driven research initiative based in India, to develop an SMS application for improving the farmer’s access to timely and critical information.
The MIDAS prototype allows farmers to send an SMS query pertaining to details about the local crop market, and an almost immediate response is sent back with the appropriate details.
The project is about making farming efficient, and increasing availability.
Mobiles and citizen media
David Sasaki and Juliana Rotich discuss the role of Global Voices online and Ushahidi.com in leveraging citizen media during the post-election violence in Kenya.
Banking the unbankables
Jesse Moore of GSMA development fund facilitated a workshop at mobileactive08 which evaluated mbanking and mpayment and the evolution of these services within the market. The social impact these services could have on people who are not banking, how mobile banking and payments would work and the future of this service were topics addressed in the workshop.
Mymsta – a loveLife conception
Trina DasGupta, loveLife Mobile Marketing Specialist shares the process that went into creating mymsta.com. A youth website geared at guiding the youth towards making their move. Mymsta is about mobilising young people towards positive change. Its about giving them a forum to share their views, on everything from relationships to employment.
Gary Marsden, mobile interaction designer
Interview filmed at MobileActive08 in Johannesburg, featuring Gary Marsden from the University of Cape Town.
Social SMS gets message across
Activists are boosting their social campaigns by piggy backing on “please call me’s”, flashes and beeps.
Please call me’s are free messages that cellphone users send to get friends and loved ones to call them back.
Jonathan Donner (Microsoft Research India) and Robin Miller (Praekelt Foundation) tell how to use please call me’s to maximise social campaigns and call-centre traffic.
Erik Hersman of whiteafrican.com
Interview with Erik Hersman from whiteafrican.com, shot at MobilActive08 in Johannesburg.
Freedomfone’s fresh look at radio
Mobile’s answer to radio is the Freedomfone. Freedomfone gives users access to dial-up information and services over their mobile. Dubbed ‘dial-up radio’, the service will be invaluable in societies where many people own cellphones but draconian governments have restricted access to newspapers and the airwaves.
Save sea-life with your cell
eMobile phones are becoming the latest gadget used for environmental activism. iVeri payment technology has developed a mobile system for the Southern Africa Sustainable Seafood Institute (sassi)where the public can text a query. The system then sends back a prompt short message reply informing the consumer who is about to make a seafood purchase about the sustainability of the sea life product and other health parameters.
Burma’s GenX activists
Digital Democracy 2.0′s Emily Jacobs and Marc Belinsky show how Burmese (Myanmar) youth use cellphones to communicate with the outside world on political issues that are suppressed by the government.
Mobile’s ‘Dark Side’
“What are the real risks of mobile surveillance?” Al Alegre, executive director of the Foundation for media alternatives has conducted research in 5 Asian countries to investigate the dark side and vulnerabilities in digital interactions and discovered there are threats both internal and external.
Mobile use in low income areas
The use of mobiles in South Africa has increased over the years in low income areas. Tino Kreutzer a masters student at UCT conducted a pilot study into how the youth in low income areas are using mobiles, what this data means and where can researchers go now that they have this data available.
Mobile phones in rural development and agriculture
Ugo Vallauri, David Newman and Jonathan Campaigne discuss small farm productivity issues which are key to economic growth and poverty reduction. They discuss how farmers are not effectively linked to the larger industry and therefore how mobiles phones can be used to help with this area. Farmers use these phones which allow people to enter markets and improve access to partners thereby improving their likelihoods and food security.
Here is the full list of videos
IDE, one of the NGO’s supported by Gates, collaborated closely with the team and co-developed the toolkit and tested it in the field.
The toolkit can be downloaded here and while it would need to be adapted for use in other categories it may be a useful starting point for others who are working on design problems for the poor and under served.
(via Tim Brown)
Dr Genevieve Bell is an anthropologist and ethnographer with both an academic and industry background. Her research has provided considerable insight to the importance of culture in the adoption and adaptation of technology. She is currently the Director of User Experience in Intel Corporation’s Digital Home Group in the United States.
Listen to lecture (mp3, 48 min, 16.5 mb)
The discussion started from the premise that our understanding of the effects of online media on society “are largely based on research in open societies, especially in the U.S. But there’s lots less work on the effects of new media in other parts of the world, especially in closed societies, and much of the work that’s done is incomplete and sometimes inaccurate.”
Aside from Zuckerman himself, panels included John Kelly, founder of Morningside Analytics, who talked about the emerging networked public sphere and presented his maps of online social networks in Iran, Egypt, Russia, and China; Evgeny Morozov, who is writing a book on the Internet in authoritarian countries; and Porochista Khakpour, an Iranian-American writer who discussed how the Iranian diaspora uses the Internet..
The project, which is funded by the Danish Network for Research Based Userdriven Innovation – NfBI, will be exploring how to create new products and business models to improve the life of the half of the world’s population that is getting by on less than 4 USD a day (in comparative purchasing power as if they were living in the US), and how to put people first and include their needs and aspirations, and their knowledge and resources in this [which the UN calls Growing Inclusive Markets].
Aside from the forementioned Center, other entities involved are SPIRE – Research Center for Participatory Innovation at University of Southern Denmark, and the Danish company Danisco, that provides bio-based solutions for food ingredients and other stuff and is exploring how it can develop products and business models that will improve the nutrition and income of people in the rural areas of India.
According to a blog post by Louise Koch of the Center for Sustainable Innovation, the research project aims are:
- To map the existing field of knowledge and methods for people centred innovation with BoP
- To identify the key challenges and opportunities for companies in identifying and incorporating peoples needs and aspirations in innovation with BoP
- To sketch a methodology for a people centred approach for innovation with Base of the Pyramid.
From the press release:
“Nokia Life Tools helps overcome information constraints and provides farmers and students with timely and relevant information. These services use an icon-based, graphically rich user interface that comes complete with tables and which can even display information simultaneously in two languages. Behind this rich interface, SMS is used to deliver the critical information to ensure that this service works wherever a mobile phone does, without the hassles of additional settings or the need for GPRS coverage. Nokia plans to launch the service in the first half of 2009 with the Nokia 2323 classic and the Nokia 2330 classic as the lead devices in India, and expand it across select countries in Asia and Africa later in 2009.”
“What’s particularly interesting from a technical standpoint is Nokia’s snub of GPRS in favor of SMS. With data connectivity still patchy at the best of times, and confusion surrounding configuration and price plans, text messaging once again demonstrates its ability to remain relevant.
So, what next? Nokia develops a mobile payment platform and embeds the client into all of its emerging market handsets? Imagine: A single company controlling the entire mobile technology value chain would make interesting viewing. It could well be the answer to the age old fragmentation problems suffered by the “social mobile” and ICT4D space, but would this give the Finnish giant Google-esque powers?
These are interesting times. And, for once, it’s the users at the bottom of the pyramid who stand to gain the most.”
Clinton Jeff from DarlaMack.com, also posted a big write-up.
The workshop examined this emerging, complex, and unevenly distributed landscape of digital money innovation from cultural, psychological, legal, artistic, technological, and industrial perspectives, in order to identify key topics for future research within and across disciplines; such as:
- M-banking, m-payment, and electronic remittance systems
- Design tradeoffs; e.g., security/accountability vs. accessibility/empowerment
- Financial literacies and numeracies
- Regulatory conflicts and opportunities
- Formal and informal experimentation with new electronic moneys
- Connections to physical and virtual mobilities
The workshop blog contains a lot of materials, including the presentation abstracts of each of the sessions:
- Opening keynote: Money in the Digital Revolution by Professor Keith Hart (Goldsmith’s College and author of the book “The Memory Bank: Money in an Unequal World” – make sure to check out his very rich informational blog)
- Session 1: Alternative monies – contributors: Hugo Godschalk (PaySys Consultancy), Peter Etherden (CESC.net), and Michael Linton (Open Money)
- Session 2: Credit and debit cards – contributors: Hélène Ducourant (University of Lille I), Timothy de Waal Malefyt (BBDO & Parsons, The New School for Design), and Allison Truitt (Tulane University)
- Session 3: Innovation design and adoption – contributors: Jan Ondrus (ESSEC Business School), Tapan S. Parikh, Jenna Burrell, and Coye Cheshire (UC Berkeley), and Kazi Huque and Narayan Sundararajan (Grameen-Intel)
- Panel discussion with Julia Elyachar (Professor of Anthropology, UC Irvine), Amolo Ng’weno (Senior Program Officer, The Bill and Melinda Gates Foundation) and Paul Thomas (Chief Economist, Intel)
- Session 4: Online money – contributors: Prashant Dewan and David Durham (Intel), Subhashini Ganapathy, Delbert Marsh, and Glen J. Anderson (Intel), and Bruce Davis (Freemarket)
- Session 5: Designing new experiences – contributors: Daisy Ginsberg (Royal College of Art) and Wendy March (Intel), and Scott Mainwaring (Intel) and Camellia George (California College of the Arts)
- Session 6: Mobile payments and transfers – contributors: Charles Bassey (Central Bank of Nigeria), Jenna Burrell (UC Berkeley), Olga Morawczynski (University of Edinburgh), and David Pedersen (UC San Diego)
- Closing keynote: Re-examining M-banking: Linking Adoption, Impact, and Use by Jonathan Donner (Microsoft Research India)
Some papers and presentation slides are available on various websites, including
- Money 2.0 by Michael Linton (Open Money)
- Why mobile payments fail? An analysis of the Swiss case by Jan Ondrus (ESSEC Business School)
- Facilitating richer exchanges using mobile technologies by Tapan S. Parikh, Jenna Burrell, and Coye Cheshire (UC Berkeley)
- Why alternative monies? by Paul Thomas (Chief Economist, Intel)
- Social life of money by Bruce Davis (Freemarket)
- Digital money in a digitally divided world: nature, challenges and prospects of ePayment systems in Africa by Charles Bassey (Central Bank of Nigeria)
- Examining the Adoption and Usage of m-banking: The Case of M-PESA in Kenya by Olga Morawczynski (University of Edinburgh) – related paper
- Re-examining M-banking: Linking Adoption, Impact, and Use by Jonathan Donner (Microsoft Research India) – related paper
Further browsing unearthed additional resources such as:
- Book: Money – Ethnographic encounters edited by Stefan Senders and Allison Truitt
- Exhibition: The Anthropology of Money in Southern California
- Presentation: Getting the Numbers Straight: Mobile Phone Usage Explained, a presentation by Tino Kreutzer on patterns of mobile/mobile internet use among low-income teens in urban Cape Town
- Presentations: Mobile use by micro and small enterprises; Bending ‘the rules of beeping’ for social marketing (miss calls); and M-banking/M-payments for social impact by Jonathan Donner (make sure to check out his excellent blog)
- Project: SeeShell
- Resources: Links and Glossary on Everyday Digital Money blog
“A nine-person team at Microsoft Research India [...] approaches the technology of emerging markets in unconventional ways. These computer scientists say they have the freedom to forget about PCs and software altogether as they tackle problems. Most often, they rely on a mix of sociology and empirical testing to see whether quirky ideas can make technology useful to those who have heretofore lived without it.”